Visitor Insurance for Visitors to USA

Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

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Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+

Coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+

Coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Beacon America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • US Urgent Care
    $35 copay
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • US Urgent Care
    $25 copay in-network, $50 copay out-of-network
  • Walk-In Clinic
    $15 copay in-network, $25 copay out-of-network
  • COVID-19
    Included

Plan Details

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000 Learn More For ages < 70, up to $1,000,000 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Safe Travels USA Cost Saver

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: coverage to $1,000 for ages <70 Learn More coverage to $1,000 for ages <70 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Excluded

Plan Details

Safe Travels USA

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: coverage to $1,000 for ages <70 Learn More coverage to $1,000 for ages <70 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 70% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Excluded

Plan Details

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